Privacy Policy

Apana Yojana PRIVACY POLICY

Introduction

This Privacy Policy outlines the privacy practices applicable to the publications, businesses, websites, mobile applications, crosswords, and other digital products and related online services provided by Apana Yojana and its affiliates (“Apana Yojana“, “we”, “our”, or “us”). This Privacy Policy applies solely to the personal information we collect and use concerning consumers and users residing outside of the State of California. If you are a California resident, please refer to the specific privacy policy for California residents linked here.

By using our Products and providing us with personal information, you agree to the practices described in this Privacy Policy and the Cookie Policy referenced below. You also agree to any updates to these policies, which may be posted from time to time. If you are based in the European Economic Area (EEA) or the United Kingdom (UK), this Privacy Policy serves as notice of how we process your personal data for which we are a controller. We will formally request your consent where required by applicable data protection laws.

Personal Information and Personal Data Definition

For the purposes of this Privacy Policy, “Personal Information” or “Personal Data” (as referred to in the section for individuals in the EEA or UK) includes any information that identifies, relates to, describes, references, or is capable of being associated with an identified or identifiable natural person. This does not include information such as your name, photo, or other details included in news or editorial content.

Personal Information We Collect

We collect various types of Personal Information as described below:

  • Personal Information You Provide to Us: This may include your contact information (name, email address, postal address, telephone number), demographic information (birth date, gender), account information and login credentials (username, password), payment and transaction information, preferences for communications, and any other information you provide us.
  • Personal Information We Automatically Collect: This includes IP addresses, the dates and times of your visits to our Products, the types of computers, web browsers, and operating systems you use, data identifying the web pages you visit before and after using our Products, and your behavior and movement within our Products.
  • Personal Information We Receive from Third Parties: This may include additional personal information obtained from third-party websites, apps, social media platforms, and other sources that provide publicly-available personal information.

How We Use Personal Information

We use and process your Personal Information for several purposes:

  • To provide you with our Products and promotions;
  • To respond to your inquiries and fulfill your requests;
  • For marketing and advertising purposes;
  • To conduct business analyses and improve the quality of our business, Products, and services;
  • To comply with applicable laws and our policies;
  • To protect the security and integrity of our Products and technology assets.

Disclosure of Your Personal Information

We may disclose your Personal Information to other parties, including:

  • Our affiliates and subsidiaries;
  • Service providers and business partners;
  • Advertisers and advertising networks;
  • Legal authorities or during corporate transactions;
  • Third parties with whom you or your agents authorize us to disclose your Personal Information.

Cookies and Other Tracking Technologies

We use cookies, tracking pixels, and similar technologies to enhance the functionality of our Products, to understand how they are used, and to provide tailored advertising. You can read more about how we use these technologies in our Cookie Policy.

Your Rights and Choices

You have certain rights regarding the Personal Information we hold about you. You can exercise rights to access, correct, or delete your Personal Information, or restrict its use. Specific mechanisms to exercise these rights are provided on our website.

Data Security

We implement reasonable security measures to protect your Personal Information but acknowledge that no system can be completely secure. Therefore, we cannot guarantee the absolute security of your Personal Information.

Changes to This Privacy Policy

We may amend this Privacy Policy from time to time. Any changes will be posted on this page along with the updated “Last Updated” date.

Contact Us

For questions or concerns about our privacy practices or your Personal Information, please contact us at the specified contact points on our website.

Transfers of Personal Information

Your Personal Information may be stored and processed in any country where we have facilities or engage service providers. By using our Products, you consent to the transfer of information to countries outside your country of residence, which may have different data protection rules than your country.

Aggregate and De-identified Information

We may aggregate or de-identify information collected through our Products so that the information no longer relates to you individually. Such aggregate/de-identified information may be used for any purpose, including research and marketing purposes, and may be shared with any third parties, including advertisers, promotional partners, and sponsors.

Privacy Policy for California Residents

This section of the Privacy Policy does not apply to residents of California. If you are a resident of California, please visit the specific section for California Privacy Rights for information about your rights.

Individuals in the European Economic Area (EEA), Switzerland, or UK

This section is included in our Privacy Policy to comply with the requirements of the General Data Protection Regulation (GDPR). It applies only to individuals accessing or using our Products from within the EEA, Switzerland, or the UK. This section applies if we collect Personal Data through our Products or track individuals in those regions.

Data Controller

Apana Yojana is the controller of Personal Data processed from individuals in the EEA, Switzerland, or the UK. If you have any concerns about our processing of your Personal Data, you can contact us using the details provided in the “Contact Us” section below.

Rights of Individuals in the EEA, Switzerland, and the UK

Subject to applicable law, you may have the right to:

  • Request access to and receive information about the Personal Data we maintain about you,
  • Update and correct inaccuracies in your Personal Data,
  • Restrict or object to the processing of your Personal Data,
  • Have the information blocked, anonymized, or deleted, as appropriate,
  • Receive a copy of your Personal Data in a structured, machine-readable format,
  • Withdraw any consent you previously provided to us regarding the processing of your Personal Data,
  • Lodge a complaint with a supervisory authority in your country.

Data Transfers

Personal Data that we collect may be transferred to, and stored at, a destination outside the EEA, Switzerland, and the UK. It may also be processed by staff operating outside these areas who work for us or for one of our service providers. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

Data Retention

We retain Personal Data for as long as needed or permitted in light of the purpose(s) for which it was obtained. The criteria used to determine our retention periods include the duration of our ongoing relationship with you and our legal obligations.

Children’s Privacy

Our Products are not directed to children under the age of 16. We do not knowingly collect Personal Data from children under 16. If you believe that a child under the age of 16 has provided Personal Data to us, please contact us, and we will endeavor to delete that information from our databases.

Security

We take reasonable steps to help protect your Personal Data against loss, misuse, and unauthorized access, or disclosure.

How to Contact Us

If you have any questions or comments about this policy or our privacy practices, please contact us at:

Email: [email protected]

Changes to This Privacy Policy

We may change this Privacy Policy. The “Last Updated” legend at the top of this page indicates when this Privacy Policy was last revised. Any changes will become effective when we post the revised Privacy Policy on our Products.

Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law.

This Privacy Policy constitutes the entire agreement between you and Apana Yojana regarding your personal information and supersedes all prior agreements and understandings, both written and oral, with respect to personal information.

Governing Law and Jurisdiction

This Privacy Policy is governed by the laws of New York, without regard to its conflict of laws principles. Any legal actions or proceedings related to this site shall be exclusively subject to the jurisdiction of the courts located in New York, USA. You waive any objection to the exercise of jurisdiction over you by such courts and to venue in such courts.

Assignment

Apana Yojana may assign or transfer this Privacy Policy, and your user account and related information, to any person or entity that acquires all or substantially all of the business or assets of Apana Yojana, whether by merger, reorganization, acquisition, sale, or otherwise. However, you may not assign or transfer this Privacy Policy without our prior written consent.

Third-Party Websites

Our Products may contain links to third-party websites that are not operated by us. These links are provided for your convenience and do not signify our endorsement of such other websites or their content. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We strongly advise you to review the Privacy Policy of every site you visit.

Social Media Platforms

We may interact with registered users of various social media platforms, including Facebook, Twitter, and Instagram. Please note that any content you post to such social media platforms (e.g., pictures, information, or comments) is subject to the terms of use and privacy policies of those platforms, and not to this Privacy Policy. We recommend reviewing the privacy policies of these platforms to understand their information practices.

Contact Information for Data Protection Officer

To communicate any concerns or inquiries related to the processing of your Personal Information, or to address any data protection issues, you may contact our Data Protection Officer at:

Email: [email protected]

How to Access and Control Your Personal Information

You have the right to request access to the personal information we hold about you, to request corrections or deletions of your personal information, and to request that we limit the processing of your personal information. You can usually access, correct, or delete your personal data using your account settings and tools that we offer, but if you aren’t able to do that, or you would like to contact us about one of the other rights, please use the contact information provided above.

Your Rights Under GDPR

For individuals within the EEA or UK, you have the right under the General Data Protection Regulation to request from Apana Yojana access to and rectification or erasure of your personal data, data portability, restriction of processing of your personal data, the right to object to processing of your personal data, and the right to lodge a complaint with a supervisory authority. If you require further information about these rights or wish to exercise any of them, please contact our Data Protection Officer using the contact details above.

Changes to Our Privacy Policy

We reserve the right to amend this Privacy Policy at any time. The use of the information we collect now is subject to the Privacy Policy in effect at the time such information is used. If we make major changes in the way we collect or use information, we will notify you by posting an announcement on our Products or sending you an email.

This document was last updated as noted at the top of this Policy. Continued use of our Products following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.

Effective Date

This Privacy Policy is effective as of the “Last Updated” date stated at the top.