Every figure checked against an official government source
Government schemes, explained plainly — with the official link on every page
Who qualifies, which documents you need, how to apply, and what to do when a payment is stuck. Plus free calculators for EMI, PPF, gratuity and more. No agents, no fees — just the facts and the real portal.
Step-by-step guides
PM-KISAN next installment date
The 23rd installment was paid on 20 June 2026. The 24th has no official date yet. Here is every release so far, the pattern behind them, and what to fix before the next one.
PM-KISAN beneficiary status
Know Your Status on the official portal shows every installment paid to you and the three flags that decide whether the next one comes. Here is how to read it and what to do about each No.
PM-KISAN e-KYC
e-KYC is mandatory for every installment. There are three official ways to do it — including one that needs no OTP and no fingerprint — and each suits a different situation.
PM-KISAN beneficiary list
The portal publishes the beneficiary list down to village level. Here is how to open your village's list, what it shows, and what to do if your name is missing.
Ayushman card card download
Log in to the official beneficiary portal, beneficiary.nha.gov.in, with your mobile number, complete Aadhaar e-KYC, and download the card once it is approved. The Ayushman App does the same on a phone. People aged 70 or above can enrol for the Vay Vandana card through the same routes.
Ayushman card hospital list
Your Ayushman card works only at empanelled hospitals. The official search lets you filter by state, district, hospital name and speciality — and shows which hospitals are suspended.
Ayushman card eligibility
Eligibility rests on the 2011 SECC list, state additions, and — since October 2024 — age alone for anyone 70 or above. Here is how each route works and how to check yours in two minutes.
Ladki Bahin Yojana installments
Maharashtra pays ₹1,500 a month. The last month the government named in a public release was February–March 2025, and we found no official notice giving a date for any month since — your own payments show in your account on the scheme portal. The latest Government Resolution we found, of August 2025, still sets ₹1,500 a month.
Ladki Bahin Yojana e-KYC
e-KYC is the Aadhaar authentication the department uses to verify beneficiaries, and a pending e-KYC holds the payment. What most pages leave out: the scheme also asks for the Aadhaar authentication of your husband or father, and there is an official exemption route if he has died or you are divorced.
Subhadra Yojana installment dates
Subhadra pays ₹5,000 twice a year: the first installment on Rakhi Purnima and the second on International Women's Day, 8 March, under the scheme guideline. The 5th installment was disbursed on 28 August 2026. By that calendar the next falls on 8 March 2027; no date has been announced yet.
Mahtari Vandan Yojana installment dates
The 31st installment — September 2026's ₹1,000, paid early before Raksha Bandhan — was transferred on 25 August 2026 to 67,28,918 women. No official date has been announced for the 32nd.
Maiya Samman Yojana installment date
Jharkhand's rule is that the monthly ₹2,500 reaches each woman's bank account by the 15th of every month. The state does not publish a dated notice for each month's payment, so if the 15th has passed without it, check that your bank account is linked to Aadhaar and call the toll-free helpline.
Ladli Behna Yojana installment dates
The Madhya Pradesh government announced that the 40th installment of ₹1,500 would be transferred on Sunday, 13 September 2026, to 1,25,10,150 women. The 39th was announced for 19 August 2026. There is no fixed date: over the last year, payments were made between the 12th and the 19th of the month.
Browse by category
All schemesPick what you need help with. Each colour stays the same across the site.
Central government schemes
View allEligibility, exclusions, documents and the application process for India’s largest welfare and savings schemes — open in every state.
PM-KISAN
PM-KISAN gives land-holding farmer families income support of ₹6,000 a year, paid directly into their bank accounts in three equal installments of ₹2,000. Twenty-three installments have been released so far; the 24th has not yet been announced.
Ayushman card
PM-JAY gives eligible families health cover of ₹5 lakh per family per year for hospitalisation, cashless at empanelled hospitals. Since October 2024 every citizen aged 70 or above qualifies regardless of income, through the Ayushman Vay Vandana card.
e-Shram card
e-Shram registers unorganised workers aged 16 to 59 on a national database and issues a Universal Account Number card, which is used as a single entry point to a set of central social security schemes.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small savings account for a girl child that currently earns 8.2% a year, compounded annually, with deposits qualifying for a deduction under Section 80C.
PM Surya Ghar
PM Surya Ghar pays a central subsidy towards rooftop solar for households — ₹30,000 for a 1 kW system, ₹60,000 for 2 kW and ₹78,000 for 3 kW or larger — so families can generate their own electricity. The scheme is open until 31 March 2027.
PM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
Atal Pension Yojana
Atal Pension Yojana gives subscribers a central-government-guaranteed monthly pension of ₹1,000 to ₹5,000 from the age of 60, in return for regular contributions made from the age they join until 60.
State government schemes
Schemes by stateCash-transfer and welfare schemes run by individual states. Each guide names the state, the exact amount and who is excluded.
Ladki Bahin Yojana
Maharashtra pays ₹1,500 a month to eligible women aged 21 to 65 whose family income is not more than ₹2.5 lakh a year. Married, widowed, divorced, abandoned and destitute women qualify, and so does one unmarried woman per family.
Gruha Lakshmi
Karnataka pays ₹2,000 a month to the woman named as head of the family on an Antyodaya, BPL or APL ration card. Registration has no closing date, and payments have been going out by Direct Benefit Transfer since 30 August 2023.
Magalir Urimai Thogai
Tamil Nadu pays ₹1,000 a month to women heads of family whose household earns under ₹2.5 lakh a year, by Direct Benefit Transfer. About 1.31 crore women receive it. Launched in 2023 as Kalaignar Magalir Urimai Thittam, it is called Magalir Urimai Thittam in the 2026-27 Policy Note.
Swasthya Sathi
West Bengal's own cashless health cover gives an eligible family up to ₹5 lakh a year for secondary and tertiary hospital care, on a paperless smart card the state issues free. Over 2.42 crore families are covered and treatment is cashless at more than 2,800 empanelled hospitals.
Mahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
Lakshmir Bhandar
West Bengal pays ₹1,200 a month to women from Scheduled Caste and Scheduled Tribe households and ₹1,000 a month to women of other categories, aged 25 to 60, whose household is enrolled in Swasthya Sathi. The money is credited by Direct Benefit Transfer to a single bank account in the woman's own name.
Subhadra Yojana
Odisha pays eligible women aged 21 to 60 ₹10,000 a year — ₹5,000 on International Women's Day and ₹5,000 on Rakhi Purnima — for five years, a total of ₹50,000. More than one crore women are expected to be covered.
Mahtari Vandan Yojana
Chhattisgarh pays ₹1,000 a month to married women aged 21 and above — including widowed, divorced and deserted women — by Direct Benefit Transfer. Around 70 lakh women are covered; the first installment of ₹655 crore was released on 10 March 2024.
Kanya Sumangala Yojana
Uttar Pradesh pays a girl child ₹25,000 in six stages from birth to graduation — ₹5,000 at birth, ₹2,000 on full immunisation, ₹3,000 each on entering class 1 and class 6, ₹5,000 on entering class 9, and ₹7,000 on enrolling in a degree or two-year diploma. Family income must be ₹3 lakh or less.
Maiya Samman Yojana
Jharkhand pays ₹2,500 a month to women aged 18 to 50 from ration-card-holding families, by Direct Benefit Transfer to an Aadhaar-linked account in the woman's own name. Applications are taken at camps across the state.
Ladli Behna Yojana
Madhya Pradesh pays ₹1,500 a month to eligible married women aged 21 to 59 from families earning up to ₹2.5 lakh a year. The amount was ₹1,000 at launch in 2023 and rose to ₹1,500 from November 2025; about 1.25 crore women receive it. There is no fixed payment date: recent installments were paid between the 12th and the 19th of the month.
Free calculators
All calculatorsWork out what you are actually owed — gratuity on leaving a job, the maturity value of a PPF account, your loan EMI, or what a Sukanya Samriddhi account will be worth at 21 years. Nothing you type leaves your browser.
SWP Calculator
See how long a lump sum lasts when you withdraw a fixed amount every month, and what is left at the end of the period.
GST Calculator
Add or remove GST at the current rates, and split the tax into CGST and SGST or IGST depending on the type of supply.
Compound Interest Calculator
Work out what a lump sum grows to with compound interest, and see how much more it earns than simple interest.
EMI Calculator
Calculate the monthly EMI on a home, car or personal loan, and see how much of your total repayment is interest.
RD Calculator
Estimate the maturity value of a recurring deposit at the post office or a bank, from your monthly deposit and the interest rate.
NPS Calculator
Project your National Pension System corpus at 60, the lump sum you can take, and the monthly pension the annuity portion might provide.
Gratuity Calculator
Work out the gratuity payable on retirement or resignation under the Payment of Gratuity Act, 1972, from your last drawn salary and years of service.
PPF Calculator
Project the maturity value of a Public Provident Fund account from your yearly deposit, the notified interest rate and the number of years you stay invested.
Sukanya Samriddhi Yojana Calculator
Estimate the maturity amount of a Sukanya Samriddhi Account from your yearly deposit and the notified interest rate, over the scheme's 15-year deposit period and 21-year term.
8th Pay Commission Salary Calculator
Estimate a revised basic pay under the 8th Pay Commission from your current basic pay and a fitment factor you choose — none has been announced yet.
DA Arrears Calculator
Work out the dearness allowance arrears due on your basic pay when DA is raised with effect from an earlier date.
Income Tax Calculator
Work out income tax for Tax Year 2026-27 under both the new and the old regime, with the rebate, standard deduction, surcharge and cess applied.
HRA Calculator
Work out how much of your house rent allowance is exempt from tax under rule 279 of the Income-tax Rules, 2026, and how much is taxable.
EPF Calculator
Project your Employees' Provident Fund balance at retirement from your wages, the 12% contributions and the interest rate, credited on the monthly running balance.
Find schemes in your state
All 36 states & UTsCentral schemes apply everywhere, but states run their own programmes and set their own documentation rules. Pick your state to see what applies where you live.
Why you can trust these pages
Editorial policyEach page ends with the government sources it was written from, and the date we checked them.
We are not a government body and take no documents or fees. Every page sends you to the official portal.
Exclusion rules are listed as prominently as eligibility, because a rejected application wastes weeks.
Interest rates change every quarter and scheme amounts get revised — we show when each figure was last verified.