Apna Yojana is an independent information website. It is not a government website. Always apply through the official government portal linked on each page.

Calculators

9 free calculators — instant and private. Nothing you type is sent anywhere; every figure is worked out in your own browser. Each tool states the formula it uses and links to the official rule it is based on, so you can check the working yourself.

Savings

Loan

Retirement

Salary

Tax

A note on accuracy

These tools are for planning. Small savings interest rates are notified by the Ministry of Finance and revised every quarter, and statutory limits change with amendments — so a projection made today will not match the final figure exactly. Where a calculator asks you to enter a rate, check the current quarter on the official source linked on that page before relying on the result.