Government schemes in India
18 schemes covered so far, grouped by what they are for. Each guide sets out who qualifies, who is specifically excluded, the documents you will need, and the exact steps to apply on the official portal.
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Looking for schemes for women across every state? See them on one page instead of by category. Starting a small business? Read how Udyam registration works.
- Agriculture
- Education
- Employment
- Energy
- Financial Inclusion
- Health
- Housing
- Pension
- Skill Development
- Social Security
- Women & Child
Guides
PM-KISAN next installment date
The 23rd installment was paid on 20 June 2026. The 24th has no official date yet. Here is every release so far, the pattern behind them, and what to fix before the next one.
PM-KISAN beneficiary status
Know Your Status on the official portal shows every installment paid to you and the three flags that decide whether the next one comes. Here is how to read it and what to do about each No.
PM-KISAN e-KYC
e-KYC is mandatory for every installment. There are three official ways to do it — including one that needs no OTP and no fingerprint — and each suits a different situation.
PM-KISAN beneficiary list
The portal publishes the beneficiary list down to village level. Here is how to open your village's list, what it shows, and what to do if your name is missing.
Ayushman card card download
Log in to the official beneficiary portal, beneficiary.nha.gov.in, with your mobile number, complete Aadhaar e-KYC, and download the card once it is approved. The Ayushman App does the same on a phone. People aged 70 or above can enrol for the Vay Vandana card through the same routes.
Ayushman card hospital list
Your Ayushman card works only at empanelled hospitals. The official search lets you filter by state, district, hospital name and speciality — and shows which hospitals are suspended.
Ayushman card eligibility
Eligibility rests on the 2011 SECC list, state additions, and — since October 2024 — age alone for anyone 70 or above. Here is how each route works and how to check yours in two minutes.
Ladki Bahin Yojana installments
Maharashtra pays ₹1,500 a month. The last month the government named in a public release was February–March 2025, and we found no official notice giving a date for any month since — your own payments show in your account on the scheme portal. The latest Government Resolution we found, of August 2025, still sets ₹1,500 a month.
Ladki Bahin Yojana e-KYC
e-KYC is the Aadhaar authentication the department uses to verify beneficiaries, and a pending e-KYC holds the payment. What most pages leave out: the scheme also asks for the Aadhaar authentication of your husband or father, and there is an official exemption route if he has died or you are divorced.
Subhadra Yojana installment dates
Subhadra pays ₹5,000 twice a year: the first installment on Rakhi Purnima and the second on International Women's Day, 8 March, under the scheme guideline. The 5th installment was disbursed on 28 August 2026. By that calendar the next falls on 8 March 2027; no date has been announced yet.
Mahtari Vandan Yojana installment dates
The 31st installment — September 2026's ₹1,000, paid early before Raksha Bandhan — was transferred on 25 August 2026 to 67,28,918 women. No official date has been announced for the 32nd.
Maiya Samman Yojana installment date
Jharkhand's rule is that the monthly ₹2,500 reaches each woman's bank account by the 15th of every month. The state does not publish a dated notice for each month's payment, so if the 15th has passed without it, check that your bank account is linked to Aadhaar and call the toll-free helpline.
Ladli Behna Yojana installment dates
The 40th installment of ₹1,500 was transferred on Sunday, 13 September 2026, to more than 1.25 crore women. As of 15 September 2026 no date had been announced for the 41st. There is no fixed date: over the last year, payments were made between the 12th and the 19th of the month.
Agriculture
PM-KISAN
PM-KISAN gives land-holding farmer families income support of ₹6,000 a year, paid directly into their bank accounts in three equal installments of ₹2,000. Twenty-three installments have been released so far; the 24th has not yet been announced.
Education
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small savings account for a girl child that earns 8.2% a year, compounded annually, for July to September 2026. Payments from the account are tax-free, and deposits can be deducted from taxable income if you opt out of the new tax regime.
Kanya Sumangala Yojana
Uttar Pradesh pays a girl child ₹25,000 in six stages from birth to graduation — ₹5,000 at birth, ₹2,000 on full immunisation, ₹3,000 each on entering class 1 and class 6, ₹5,000 on entering class 9, and ₹7,000 on enrolling in a degree or two-year diploma. Family income must be ₹3 lakh or less.
Employment
e-Shram card
e-Shram registers unorganised workers aged 16 to 59 on a national database and issues a Universal Account Number card, which is used as a single entry point to a set of central social security schemes.
PM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
Mahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
Energy
PM Surya Ghar
PM Surya Ghar pays a central subsidy towards rooftop solar for households — ₹30,000 for a 1 kW system, ₹60,000 for 2 kW and ₹78,000 for 3 kW or larger — so families can generate their own electricity. The scheme is open until 31 March 2027.
Financial Inclusion
PM-KISAN
PM-KISAN gives land-holding farmer families income support of ₹6,000 a year, paid directly into their bank accounts in three equal installments of ₹2,000. Twenty-three installments have been released so far; the 24th has not yet been announced.
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small savings account for a girl child that earns 8.2% a year, compounded annually, for July to September 2026. Payments from the account are tax-free, and deposits can be deducted from taxable income if you opt out of the new tax regime.
PM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
Atal Pension Yojana
Atal Pension Yojana gives subscribers a central-government-guaranteed monthly pension of ₹1,000 to ₹5,000 from the age of 60, in return for regular contributions made from the age they join until 60.
Ladki Bahin Yojana
Maharashtra pays ₹1,500 a month to eligible women aged 21 to 65 whose family income is not more than ₹2.5 lakh a year. Married, widowed, divorced, abandoned and destitute women qualify, and so does one unmarried woman per family.
Gruha Lakshmi
Karnataka pays ₹2,000 a month to the woman named as head of the family on an Antyodaya, BPL or APL ration card. Registration has no closing date, and payments have been going out by Direct Benefit Transfer since 30 August 2023.
Magalir Urimai Thogai
Tamil Nadu pays ₹1,000 a month to women heads of family whose household earns under ₹2.5 lakh a year, by Direct Benefit Transfer. About 1.31 crore women receive it. Launched in 2023 as Kalaignar Magalir Urimai Thittam, it is called Magalir Urimai Thittam in the 2026-27 Policy Note.
Mahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
Lakshmir Bhandar
West Bengal pays ₹1,200 a month to women from Scheduled Caste and Scheduled Tribe households and ₹1,000 a month to women of other categories, aged 25 to 60, whose household is enrolled in Swasthya Sathi. The money is credited by Direct Benefit Transfer to a single bank account in the woman's own name.
Subhadra Yojana
Odisha pays eligible women aged 21 to 60 ₹10,000 a year — ₹5,000 on International Women's Day and ₹5,000 on Rakhi Purnima — for five years, a total of ₹50,000. More than one crore women are expected to be covered.
Mahtari Vandan Yojana
Chhattisgarh pays ₹1,000 a month to married women aged 21 and above — including widowed, divorced and deserted women — by Direct Benefit Transfer. Around 70 lakh women are covered; the first installment of ₹655 crore was released on 10 March 2024.
Maiya Samman Yojana
Jharkhand pays ₹2,500 a month to women aged 18 to 50 from ration-card-holding families, by Direct Benefit Transfer to an Aadhaar-linked account in the woman's own name. Applications are taken at camps across the state.
Ladli Behna Yojana
Madhya Pradesh pays ₹1,500 a month to eligible married women aged 21 to 59 from families earning up to ₹2.5 lakh a year. The amount was ₹1,000 at launch in 2023 and rose to ₹1,500 from November 2025; about 1.25 crore women receive it. There is no fixed payment date: recent installments were paid between the 12th and the 19th of the month.
Health
Ayushman card
PM-JAY gives eligible families health cover of ₹5 lakh per family per year for hospitalisation, cashless at empanelled hospitals. Since October 2024 every citizen aged 70 or above qualifies regardless of income, through the Ayushman Vay Vandana card.
Swasthya Sathi
West Bengal's own cashless health cover gives an eligible family up to ₹5 lakh a year for secondary and tertiary hospital care, on a paperless smart card the state issues free. Over 2.42 crore families are covered and treatment is cashless at more than 2,800 empanelled hospitals.
Housing
PM Surya Ghar
PM Surya Ghar pays a central subsidy towards rooftop solar for households — ₹30,000 for a 1 kW system, ₹60,000 for 2 kW and ₹78,000 for 3 kW or larger — so families can generate their own electricity. The scheme is open until 31 March 2027.
Pension
Atal Pension Yojana
Atal Pension Yojana gives subscribers a central-government-guaranteed monthly pension of ₹1,000 to ₹5,000 from the age of 60, in return for regular contributions made from the age they join until 60.
Skill Development
PM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
Women & Child
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a small savings account for a girl child that earns 8.2% a year, compounded annually, for July to September 2026. Payments from the account are tax-free, and deposits can be deducted from taxable income if you opt out of the new tax regime.
Ladki Bahin Yojana
Maharashtra pays ₹1,500 a month to eligible women aged 21 to 65 whose family income is not more than ₹2.5 lakh a year. Married, widowed, divorced, abandoned and destitute women qualify, and so does one unmarried woman per family.
Gruha Lakshmi
Karnataka pays ₹2,000 a month to the woman named as head of the family on an Antyodaya, BPL or APL ration card. Registration has no closing date, and payments have been going out by Direct Benefit Transfer since 30 August 2023.
Magalir Urimai Thogai
Tamil Nadu pays ₹1,000 a month to women heads of family whose household earns under ₹2.5 lakh a year, by Direct Benefit Transfer. About 1.31 crore women receive it. Launched in 2023 as Kalaignar Magalir Urimai Thittam, it is called Magalir Urimai Thittam in the 2026-27 Policy Note.
Mahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
Lakshmir Bhandar
West Bengal pays ₹1,200 a month to women from Scheduled Caste and Scheduled Tribe households and ₹1,000 a month to women of other categories, aged 25 to 60, whose household is enrolled in Swasthya Sathi. The money is credited by Direct Benefit Transfer to a single bank account in the woman's own name.
Subhadra Yojana
Odisha pays eligible women aged 21 to 60 ₹10,000 a year — ₹5,000 on International Women's Day and ₹5,000 on Rakhi Purnima — for five years, a total of ₹50,000. More than one crore women are expected to be covered.
Mahtari Vandan Yojana
Chhattisgarh pays ₹1,000 a month to married women aged 21 and above — including widowed, divorced and deserted women — by Direct Benefit Transfer. Around 70 lakh women are covered; the first installment of ₹655 crore was released on 10 March 2024.
Kanya Sumangala Yojana
Uttar Pradesh pays a girl child ₹25,000 in six stages from birth to graduation — ₹5,000 at birth, ₹2,000 on full immunisation, ₹3,000 each on entering class 1 and class 6, ₹5,000 on entering class 9, and ₹7,000 on enrolling in a degree or two-year diploma. Family income must be ₹3 lakh or less.
Maiya Samman Yojana
Jharkhand pays ₹2,500 a month to women aged 18 to 50 from ration-card-holding families, by Direct Benefit Transfer to an Aadhaar-linked account in the woman's own name. Applications are taken at camps across the state.
Ladli Behna Yojana
Madhya Pradesh pays ₹1,500 a month to eligible married women aged 21 to 59 from families earning up to ₹2.5 lakh a year. The amount was ₹1,000 at launch in 2023 and rose to ₹1,500 from November 2025; about 1.25 crore women receive it. There is no fixed payment date: recent installments were paid between the 12th and the 19th of the month.