Terms of use

Informational use only

This website provides general information about government schemes, certificates and financial calculations in India. It is not professional advice and creates no advisory relationship. See our disclaimer for the full position.

No government affiliation

Apna Yojana is an independent, privately operated website with no affiliation to any government body. We do not act on behalf of any department and cannot process applications.

Acceptable use

• Do not use this site for any unlawful purpose, or to impersonate us or any government body.
• Do not scrape, copy or republish our content at scale without written permission.
• Do not attempt to disrupt the site, its security or its availability.

Intellectual property

The text, structure, calculators and design of this site belong to Apna Yojana, except where content is quoted from government sources, which remain the property of the respective departments. You may link to our pages and quote short extracts with attribution.

Third-party links and ads

We link to government portals and other external sites, and we display third-party advertising. We do not control that content and are not responsible for it. Your dealings with any third party are between you and them.

Availability

We aim to keep the site available and accurate but do not guarantee uninterrupted access. We may change, suspend or remove content at any time.

Liability

To the extent permitted by law, we accept no liability for loss arising from use of this site or reliance on its content. Always verify on the official portal before acting.

Governing law

These terms are governed by the laws of India, and the courts of India have exclusive jurisdiction over any dispute.

Changes

We may update these terms. Continued use after a change means you accept the revised terms.

Last updated: 7 September 2026.