Disclaimer
No official status
We do not receive, process, forward, approve or track applications for any government scheme, certificate or benefit. We do not collect documents and we do not charge fees. Registration on official government portals is free of cost. If anyone asks you to pay to register for a scheme, treat it as a warning sign.
Accuracy and currency
We research every page from primary government sources and publish the date each page was verified. Even so, government rules, benefit amounts, interest rates and deadlines change frequently — and sometimes without notice. Information here may become out of date between our review cycles.
Always confirm details on the official portal linked on each page before you act on them. Where our page and the official source disagree, the official source is correct.
Calculators are estimates
The calculators on this site are planning tools. They produce estimates based on the figures you enter and the formula stated on the page. They are not a statement of what you will actually receive, and they do not account for every individual circumstance. For a binding figure, check with the department, bank or employer concerned.
Not professional advice
Nothing on this site is financial, investment, tax, legal or medical advice, and it is not personalised to your situation. Consult a qualified professional before making decisions that affect your money or your legal position.
External links
We link to government portals and other external websites for your convenience. We do not control their content, availability or privacy practices and are not responsible for them. A link is not an endorsement.
Limitation of liability
The information here is provided in good faith and on an as-is basis. To the extent permitted by law, Apna Yojana accepts no liability for any loss or damage arising from reliance on this website, including a rejected application, a missed deadline or a benefit not received.
Reporting an error
If you find something inaccurate or out of date, please tell us. We correct confirmed errors promptly and update the verification date. See our editorial policy for how we research and check content.