Government schemes in India
15 schemes covered so far, grouped by what they are for. Each guide sets out who qualifies, who is specifically excluded, the documents you will need, and the exact steps to apply on the official portal.
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- Agriculture
- Education
- Employment
- Energy
- Financial Inclusion
- Health
- Housing
- Pension
- Skill Development
- Social Security
- Women & Child
Agriculture
Education
SSY
Sukanya Samriddhi Yojana is a small savings account for a girl child that currently earns 8.2% a year, compounded annually, with deposits qualifying for a deduction under Section 80C.
Uttar PradeshKanya Sumangala Yojana
Uttar Pradesh pays a girl child ₹25,000 in six stages from birth to graduation — ₹5,000 at birth, ₹2,000 on full immunisation, ₹3,000 each on entering class 1 and class 6, ₹5,000 on entering class 9, and ₹7,000 on enrolling in a degree or two-year diploma. Family income must be ₹3 lakh or less.
Employment
e-Shram
e-Shram registers unorganised workers aged 16 to 59 on a national database and issues a Universal Account Number card, which is used as a single entry point to a set of central social security schemes.
Central schemePM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
BiharMahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
Energy
Financial Inclusion
PM-KISAN
PM-KISAN gives land-holding farmer families income support of ₹6,000 a year, paid directly into their bank accounts in three equal instalments of ₹2,000. Twenty-three instalments have been released so far; the 24th has not yet been announced.
Central schemeSSY
Sukanya Samriddhi Yojana is a small savings account for a girl child that currently earns 8.2% a year, compounded annually, with deposits qualifying for a deduction under Section 80C.
Central schemePM Vishwakarma
PM Vishwakarma supports traditional artisans and craftspeople in 18 trades with skill training and a ₹500 daily stipend, a ₹15,000 toolkit grant, and collateral-free loans of up to ₹3 lakh at a 5% interest rate.
Central schemeAPY
Atal Pension Yojana gives subscribers a central-government-guaranteed monthly pension of ₹1,000 to ₹5,000 from the age of 60, in return for regular contributions made from the age they join until 60.
MaharashtraLadki Bahin Yojana
Maharashtra pays ₹1,500 a month to eligible women aged 21 to 65 whose family income is not more than ₹2.5 lakh a year. Married, widowed, divorced, abandoned and destitute women qualify, and so does one unmarried woman per family.
BiharMahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
West BengalLakshmir Bhandar
West Bengal pays ₹1,200 a month to women from Scheduled Caste and Scheduled Tribe households and ₹1,000 a month to women of other categories, aged 25 to 60, whose household is enrolled in Swasthya Sathi. The money is credited by Direct Benefit Transfer to a single bank account in the woman's own name.
OdishaSubhadra Yojana
Odisha pays eligible women aged 21 to 60 ₹10,000 a year — ₹5,000 on International Women's Day and ₹5,000 on Rakhi Purnima — for five years, a total of ₹50,000. More than one crore women are expected to be covered.
ChhattisgarhMahtari Vandan Yojana
Chhattisgarh pays ₹1,000 a month to married women aged 21 and above — including widowed, divorced and deserted women — by Direct Benefit Transfer. Around 70 lakh women are covered; the first instalment of ₹655 crore was released on 10 March 2024.
JharkhandMaiya Samman Yojana
Jharkhand pays ₹2,500 a month to women aged 18 to 50 from ration-card-holding families, by Direct Benefit Transfer to an Aadhaar-linked account in the woman's own name. Applications are taken at camps across the state.
Madhya PradeshLadli Behna Yojana
Madhya Pradesh pays ₹1,500 a month to eligible married women aged 21 to 59 from families earning up to ₹2.5 lakh a year. The amount was ₹1,000 at launch in 2023 and rose to ₹1,500 from November 2025; about 1.26 crore women receive it, usually around the 10th of each month.
Health
Housing
Pension
Skill Development
Women & Child
SSY
Sukanya Samriddhi Yojana is a small savings account for a girl child that currently earns 8.2% a year, compounded annually, with deposits qualifying for a deduction under Section 80C.
MaharashtraLadki Bahin Yojana
Maharashtra pays ₹1,500 a month to eligible women aged 21 to 65 whose family income is not more than ₹2.5 lakh a year. Married, widowed, divorced, abandoned and destitute women qualify, and so does one unmarried woman per family.
BiharMahila Rojgar Yojana
Bihar gives one woman in every family ₹10,000 to start a livelihood of her own, with up to ₹2 lakh more later if the enterprise works. The scheme was launched on 26 September 2025, when ₹10,000 was transferred to 75 lakh women at once.
West BengalLakshmir Bhandar
West Bengal pays ₹1,200 a month to women from Scheduled Caste and Scheduled Tribe households and ₹1,000 a month to women of other categories, aged 25 to 60, whose household is enrolled in Swasthya Sathi. The money is credited by Direct Benefit Transfer to a single bank account in the woman's own name.
OdishaSubhadra Yojana
Odisha pays eligible women aged 21 to 60 ₹10,000 a year — ₹5,000 on International Women's Day and ₹5,000 on Rakhi Purnima — for five years, a total of ₹50,000. More than one crore women are expected to be covered.
ChhattisgarhMahtari Vandan Yojana
Chhattisgarh pays ₹1,000 a month to married women aged 21 and above — including widowed, divorced and deserted women — by Direct Benefit Transfer. Around 70 lakh women are covered; the first instalment of ₹655 crore was released on 10 March 2024.
Uttar PradeshKanya Sumangala Yojana
Uttar Pradesh pays a girl child ₹25,000 in six stages from birth to graduation — ₹5,000 at birth, ₹2,000 on full immunisation, ₹3,000 each on entering class 1 and class 6, ₹5,000 on entering class 9, and ₹7,000 on enrolling in a degree or two-year diploma. Family income must be ₹3 lakh or less.
JharkhandMaiya Samman Yojana
Jharkhand pays ₹2,500 a month to women aged 18 to 50 from ration-card-holding families, by Direct Benefit Transfer to an Aadhaar-linked account in the woman's own name. Applications are taken at camps across the state.
Madhya PradeshLadli Behna Yojana
Madhya Pradesh pays ₹1,500 a month to eligible married women aged 21 to 59 from families earning up to ₹2.5 lakh a year. The amount was ₹1,000 at launch in 2023 and rose to ₹1,500 from November 2025; about 1.26 crore women receive it, usually around the 10th of each month.